Dividends                                                                                                                           
Dividend rates declared by the Board of Directors - Effective 03/01/10

Rates subject to change

Fees could reduce the earnings on the account


A.P.Y.*
Shares 0.10%
Shares (Youth Clubs) 0.10%
IRA Accounts 0.10%
Holiday Clubs 0.10%
Vacation Clubs 0.10%


Money Market Shares                                                                                           (Minimum opening deposit of $2500.00 & minimum to earn dividends is $2500.00.)


A.P.Y.*
Balances $2,500.00 to $9,999.99  0.40%
Balances $10,000.00 to $24,999.99  0.50%
Balances over $25,000.00

 0.60%

PLATINUM Certificate Rates **
(Share Certificate - Minimum opening deposit of $100,000.00 & no minimum required to earn dividends.)


A.P.Y.*
6 months 1.11%
1 year 1.21%
2 years 1.31%
3 years 1.41%
5 years 1.51%


Certificate Rates **
(Share Certificate - Minimum opening deposit of $500.00 & no minimum required to earn dividends.)


A.P.Y.*
6 months 0.62%
1 year 0.72%
2 years 0.83%
3 years 0.92%
5 years 1.02%

Certificate Rates (Dollar Dog Youth Club) **
(Share Certificate - Minimum opening deposit of $200.00 & no minimum required to earn dividends.)


A.P.Y.*
6 months 0.62%
1 year 0.72%

Certificate Rates (CU Succeed Youth Club) **
(Share Certificate - Minimum opening deposit of $350.00 & no minimum required to earn dividends.)


A.P.Y.*
1 year 0.72%
1.5 years 0.83%

PLATINUM IRA Certificate**
(Minimum opening deposit is $100,000.00 for IRA Share Certificates & no minimum required to earn dividends.)


A.P.Y.*
1 year 1.21%
2.5 years 1.36%
5 years 1.51%


IRA Certificate**
(Minimum opening deposit is $1000.00 for IRA Share Certificates & no minimum required to earn dividends.)


A.P.Y.*
1 year 0.72%
2.5 years 0.87%
5 years 1.02%

*Annual Percentage Yield

**A penalty will or may be imposed for early withdrawal



       







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