 |
|
Loan rates declared by the Board of Directors,
effective 12/24/08*
| Secured By Title |
|
New & Used APR** |
Estimated Monthly Payment Per $1,000 |
| 1 year |
|
5.24% |
12 months/$85.71 |
| 2 years |
|
5.24% |
24 months/$43.98 |
| 3 years |
as low as |
5.24% |
36 months/$30.08 |
| 4 years |
|
5.74% |
48 months/$23.37 |
| 5 years |
|
5.74% |
60 months/$19.21 |
| 6 years & over |
|
5.74% |
72 months/$16.45 |
|
| Share Secured |
|
APR** |
Estimated Monthly Payment Per
$1,000 |
| 1 year to 5 years |
|
5.00% |
12 months/$85.62 |
| 6 to 12 years |
|
6.00% |
72 months/$16.59 |
|
|
Home Equity
(Closed End Fixed Rate) |
|
APR** |
Estimated Monthly Payment Per $1,000 |
| 1 year to 3 years |
|
4.50% |
12 months/$85.38 |
| 4 years |
|
5.00% |
48 months/$23.03 |
| 5 years |
|
5.50% |
60 months/$19.11 |
| 6
to 9 years |
as low as
|
5.80% |
72 months/$16.48 |
| 10 to 12 years |
|
5.90% |
120 months/$11.06 |
| 13 to 15 years |
|
6.00% |
156 months/$9.25 |
| 16
to 20 years |
|
6.25% |
240 months/$7.32 |
|
|
|
|
|
Home Equity
(Balloon
Fixed Rate)
|
|
APR** |
Estimated Monthly Payment Per $1,000 |
| 1 year to 3 years |
|
4.25% |
12 months/$85.27 |
| 4 years |
as low as
|
4.75% |
48 months/$22.92 |
| 5 years |
|
5.25% |
60 months/$18.99 |
|
| Personal Loans |
|
APR** |
Estimated Monthly Payment Per
$1,000 |
| 1 year |
|
11.75% |
12 months/$88.71 |
| 2 years |
|
12.00% |
24 months/$47.06 |
| 3 years |
as low as |
12.25% |
36 months/$33.33 |
| 4 years |
|
12.50% |
48 months/$26.58 |
| 5 years & over |
|
12.75% |
60 months/$22.62 |
|
|
|
 |
|
